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Things to Understand About Title Insurance

  • It protects your ownership right to your home both from fraudulent claims against your ownership and from mistakes made in earlier sales, such a mistake in the spelling of a person’s name or an inaccurate description of the property.
  • It’s a one-time cost usually based on the price of the property.
  • It’s usually paid for by the sellers.
  • There are both lender title policies, which protect the lender, and owner title policies, which protect you. The lender will probably require a lender policy.
  • Discounts on premiums are sometimes available if the home has been bought within only a few years since not as much work is required to check the title. Ask the title company if this discount is available.
  • Always Get Title Insurance No Matter What .

Polk County Real Estate Specialists

Interested in buying a new property or need help selling an existing one? Contact Stacey Towns Realty today.